Technext - Documenting African Tech Stories that Matter Today

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Hand-Picked Top-Read Stories

Nigeria's Senators Are Quietly Pushing a Law to Regulate Social Media Activities

Nigerian Senators Push for a Law to Regulate Social Media Activities

Passion Incubator Launches StartUp SouthWest Incubation Program

Daniel Bwala says terrorists using Starlink cannot be traced

President Tinubu’s aide claims terrorists use Starlink to evade Nigerian intelligence agencies

Sterlink Bank, Remita, CAC data breaches

Sterling Bank, Remita and CAC data breaches: Why did the Nigerian institutions say nothing?

<img decoding="async" data-src="https://technext24.com/wp-content/uploads/2023/05/Omoleye-Omoruyi.jpg" width="40" height="37" data-srcset="https://technext24.com/wp-content/uploads/2023/05/Omoleye-Omoruyi.jpg 2x" alt="Omoleye Omoruyi" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 40px; --smush-placeholder-aspect-ratio: 40/37;" /><noscript><img decoding="async" src="https://technext24.com/wp-content/uploads/2023/05/Omoleye-Omoruyi.jpg" width="40" height="37" srcset="https://technext24.com/wp-content/uploads/2023/05/Omoleye-Omoruyi.jpg 2x" alt="Omoleye Omoruyi" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo" />

Omoleye Omoruyi

4 hours ago

This Week’s

Leading Conversations

The dangerous appeal of AI-as-a-Doctor in a broken healthcare system

byArinola Moses

Nigeria’s gig economy now has 3 million workers as industry tops $5.2bn

African startups raised $597m in Q1 2026; but fewer ventures are getting the money

Chams raised ₦7.5B from Nigerians, so why are its margins shrinking?

byOmoleye Omoruyi

Freshly Pressed

FCCPC

News

FCCPC debunks claims it triggered suspension of airtime and data borrowing

<img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg" width="38" height="40" data-srcset="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg 2x" alt="Joshua Fagbemi" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 38px; --smush-placeholder-aspect-ratio: 38/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg" width="38" height="40" data-srcset="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg 2x" alt="Joshua Fagbemi" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 38px; --smush-placeholder-aspect-ratio: 38/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" src="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg" width="38" height="40" srcset="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg 2x" alt="Joshua Fagbemi" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo" />

2 hours ago

A complete step-by-step guide to registering for UTME/DE 2026

Explainer

How to check your 2026 JAMB/UTME results via SMS and online

<img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg" width="38" height="40" data-srcset="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg 2x" alt="Joshua Fagbemi" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 38px; --smush-placeholder-aspect-ratio: 38/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg" width="38" height="40" data-srcset="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg 2x" alt="Joshua Fagbemi" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 38px; --smush-placeholder-aspect-ratio: 38/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" src="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg" width="38" height="40" srcset="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg 2x" alt="Joshua Fagbemi" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo" />

2 hours ago

Billionaire Femi Otedola warns of fraudulent Bamboo investment scheme

News

Billionaire Femi Otedola warns of fraudulent Bamboo investment scheme

<img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo" />

Mubarak Bankole

3 hours ago

NDPC launches investigation into CAC data breach

News

NDPC launches probe into CAC cyber breach as data security concerns rise

<img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo" />

Mubarak Bankole

4 hours ago

From Geography graduate to global fintech architect: Grace Abayomi's multidisciplinary journey across Tech

From Geography graduate to global fintech architect: Grace Abayomi’s multidisciplinary journey across tech

5 hours ago

Tulupay announces prelaunch of its pan-African first financial operating system (FOS) for high interoperability of Africa’s financial ecosystem

News

Tulupay announces prelaunch of its pan-African first financial operating system (FOS) for high interoperability of Africa’s financial ecosystem

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5 hours ago

NIRA launches DNSSEC to stop fake websites and boost .ng domain security

News

Nigeria activates DNSSEC to strengthen trust and security in .ng domains

<img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo" />

Mubarak Bankole

6 hours ago

MTN Group President and CEO, Ralph Mupita

Review

Fintech, connectivity and infrastructure: a look at MTN’s 2030 ambition

<img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg" width="38" height="40" data-srcset="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg 2x" alt="Joshua Fagbemi" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 38px; --smush-placeholder-aspect-ratio: 38/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg" width="38" height="40" data-srcset="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg 2x" alt="Joshua Fagbemi" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 38px; --smush-placeholder-aspect-ratio: 38/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" src="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg" width="38" height="40" srcset="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg 2x" alt="Joshua Fagbemi" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo" />

8 hours ago

5 Smart Saving Hacks Nigerian Freelancers Need to Survive Rising Living Costs

Opinion

5 Smart Saving Hacks Nigerian Freelancers Need to Survive Rising Living Costs

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Guest Contributor

8 hours ago

South Africa's Adumo alleSouth Africa's Adumo allegedly breached, source code and internal systems up for sale on dark webgedly breached, source code and internal systems up for sale on dark web

News

South Africa’s Adumo allegedly breached with 15,456 files up for sale on dark web

<img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo" />

Mubarak Bankole

9 hours ago

Airtel Nigeria

News

Airtel Nigeria suspends airtime and data borrowing to align with lending requirements

<img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg" width="38" height="40" data-srcset="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg 2x" alt="Joshua Fagbemi" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 38px; --smush-placeholder-aspect-ratio: 38/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg" width="38" height="40" data-srcset="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg 2x" alt="Joshua Fagbemi" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 38px; --smush-placeholder-aspect-ratio: 38/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" src="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg" width="38" height="40" srcset="https://technext24.com/wp-content/uploads/2024/10/Fagbemi-Joshua-Headshot.jpg 2x" alt="Joshua Fagbemi" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo" />

9 hours ago

Lua secures $5.8M to power next-gen AI workforces for businesses

News

Lua secures $5.8M to power next-gen AI workforces for businesses

<img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" data-src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" data-srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 29px; --smush-placeholder-aspect-ratio: 29/40;" /><noscript><img loading="lazy" loading="lazy" decoding="async" src="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png" width="29" height="40" srcset="https://technext24.com/wp-content/uploads/2025/08/Screenshot-2025-08-21-at-13.16.09.png 2x" alt="Mubarak Bankole" class="avatar avatar-40 wp-user-avatar wp-user-avatar-40 alignnone photo" />

Mubarak Bankole

10 hours ago

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Ayoola Afolabi

4 minute read

African fintechs must prioritise systemic trust over simple fraud detection – Ayoola Afolabi

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3 minute read

How AI is reshaping trading global financial markets

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The Developer Friction Score: A New Way to Measure if Your Internal Platform is Actually Helping or Just Adding Noise

5 minute read

The Developer Friction Score: A New Way to Measure if Your Internal Platform is Actually Helping or Just Adding Noise

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Meet the Engineer Powering Africa’s Fintech Infrastructure from the Backend

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Meet the Engineer Powering Africa’s Fintech Infrastructure from the Backend

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