Guaranty Trust Bank (GTBank) has unveiled its new mobile banking app, the 737 App, aimed at young Nigerians. The innovative app is designed to meet the financial needs of younger users and everyday habits.
Launched today, November 11, the 737 App introduces several user-friendly features. A standout option is the ability for customers to use their phone numbers as account numbers, removing the hassle of remembering or sharing traditional account details when receiving transfers.
The app also provides a free virtual naira Mastercard, making it easy for users to shop online. With this virtual card, customers can make payments on popular international sites like Amazon, Netflix, Spotify, and AliExpress, enabling smooth transactions without requiring a physical card.

Additionally, the 737 App includes a “Scan to Pay” feature, which lets users scan payment details rather than typing in account numbers. This not only saves time but also helps avoid mistakes when sending money.
Overall, GTBank’s 737 App presents a modern and convenient solution for the banking needs of Nigeria’s youth.
GTBank adds savings, loans and everyday payments with 737 app
Beyond transfers and online payments, the 737 App brings together several financial services that young customers may need regularly.
One of the app’s standout features is its savings tools, which help users set aside money for personal goals. Additionally, the app offers an instant loan option for eligible customers, providing convenient access to credit, though the bank has not revealed specific details regarding loan limits, interest rates, or eligibility criteria.

In addition to savings and loans, users can buy airtime, mobile data, and pay their utility bills directly through the app. This all-in-one platform reduces the hassle of switching between different services to manage everyday transactions.
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Miriam Olusanya, GTBank’s Managing Director, emphasised that the app was designed to align with the way younger people save, spend, and chase their ambitions.
The 737 App is part of GTBank’s ongoing commitment to young customers, building on their existing youth-focused initiative, GTCrea8, which provides free banking services. However, the bank has yet to clarify whether the app is limited to a specific age group or if current customers can utilise all its features.

Available for download on both the Google Play Store and Apple App Store, the 737 App allows new and existing customers to easily complete digital onboarding and start using its services.
This launch adds to the growing competition among Nigerian banks and fintech companies, all striving to attract younger customers with mobile-friendly services that combine payments, savings, and credit in a single platform.
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